Loans To Fit Your Lifestyle.
Being there for you: that’s our mission and part of our service philosophy. So is providing loans for every need and budget. Just in time for spring, get a loan discount to make financing with NJL&PSCU more affordable than ever.
Looking for a new car? Well-qualified applicants, take .50% off your new or used vehicle loan!
NEW Vehicles
as low as
3.09% APR*
USED Vehicles
as low as
3.84% APR*
Imagine driving your brand-new, perfectly designed car or truck off the lot. Or saving money on a quality pre-owned vehicle with less depreciation. Either way, our affordable terms will help you to get behind the wheel of a car you’ll love.
How about funds for something else? Homeowners, take .25% off a fixed-rate home equity loan!
Home Equity Fixed-Rate Loans
as low as
3.79% APR*
- For 36 Months
- Other terms available, up to 15 years.
- Perfect for your life, your house, your dreams
A home equity loan is one of your most affordable sources of financing. It’s also extremely flexible. You can use the funds for a one-time purchase or project, home renovations, to pay off other debt or even to buy a new car or boat. You’ll rest easy with a low fixed rate and set payment amount.
We’ll get your loan handled right away.
Service is always a priority at NJL&PSCU. And all decisions are made locally, from people you know and trust. To learn more or apply, visit one of our locations or call 609-393-1100.
*APR (Annual Percentage Rate). These low rates are 0.50% off our regular rate on New and Used Vehicle Loans for well-qualified applicants. To qualify, members must have a credit score of 700+, put 30% down on purchase, and sign up for automatic payments using Payroll Deduction for the lowest rate. Offer valid 4/15/19 to 6/30/19 and subject to change without notice. **APR (Annual Percentage Rate). These low rates are .25% off our regular rate on a Fixed Rate Home Equity Loan for a 36-month term. To qualify, members must have 80% LTV (Loan to Value) and sign up for automatic payments using Payroll Deduction for the lowest rate. Offer valid 4/15/19 to 6/30/19 and subject to change without notice.