It’s Quick & Easy
A Credit Line Loan from NJL & PS Credit Union makes it easy to get the money you need.
We offer unsecured loans from $500 up to $10,000 with fixed, 3% of the unpaid balance payments. The process is quick and easy, get the money you need today!
Apply NowRates are determined by the Board of Directors
Minimum Advance is $500.
Rates Effective as of
1st 2024. Rates are subject to change during the month at the discretion of the Board of Directors
Personal Loan
Term | APR* |
---|---|
Up to 48 MO Term | Up to $10,000 maximum |
Closed End | 7.49% - 15.49% APR* |
Open End - Credit Line | 10.00% - 14.00% APR* |
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.
Any additional questions, please contact the loan office at [email protected] or call (609) 393-0046.