Credit Line
Money when YOU need it.
It’s Quick & Easy
A Credit Line Loan from NJL & PS Credit Union makes it easy to get the money you need.
We offer unsecured loans from $500 up to $10,000 with fixed, 3% of the unpaid balance payments. The process is quick and easy, get the money you need today!
Rates Effective as of March 1st 2025. Rates are subject to change during the month at the discretion of the Board of Directors
Personal Loan
| Term | APR* |
|---|---|
| Up to 48 MO Term | Up to $10,000 maximum |
| Closed End | 7.49% - 15.49% APR* |
| Open End - Credit Line | 10.00% - 14.00% APR* |
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.
Any additional questions please contact our loan office at [email protected] or call (609) 393-0046.