It’s Quick & Easy

A Credit Line Loan from NJL & PS Credit Union makes it easy to get the money you need.

We offer unsecured loans from $500 up to $10,000 with fixed, 3% of the unpaid balance payments. The process is quick and easy, get the money you need today!

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Rates are determined by the Board of Directors
Minimum Advance is $500.

Rates Effective as of 1st 2024. Rates are subject to change during the month at the discretion of the Board of Directors

Personal Loan

Up to 48 MO TermUp to $10,000 maximum
Closed End7.49% - 15.49% APR*
Open End - Credit Line10.00% - 14.00% APR*

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.

Any additional questions, please contact the loan office at [email protected] or call (609) 393-0046.