Get a new USED Vehicle without the Sticker Shock

Buying Treat yourself to a new USED vehicle today. Sometimes a brand new automobile just isn’t in the cards. That’s where a new USED vehicle might be the right choice for you!

A Used Auto Loan from NJL & PS Credit Union puts you in the driver’s seat with up to a 72 Month Term and .25% discount for automatic payments with Payroll Deduction. Get rolling today with Competitive Rates and Pre-Approvals!

Pick up a New Used Car for Yourself

Some people love a new car, but you lose significant value as soon as it leaves the lot. Pick up an off lease or used automobile for considerably less than a new vehicle. Visit our office or contact the loan office at (609) 393-1363. Ask about our competitive rates and flexible terms!

Apply Now

Please turn your mobile smartphone or tablet device to landscape orientation to view the table of information below in its entirety.

In some cases for wider table formats it may be necessary to view the table on a desktop computer or desktop view on your mobile phone.

Rates Effective as of 1st 2024. Rates are subject to change during the month at the discretion of the Board of Directors

Used Auto Loans

Auto Loans - Used	Rates	.25% discount if payroll deducted
24 to 72 Month Term	5.44% - 18.14% ^APR*	Rate is determined by credit risk score.
We lend 100% of Kelly Blue Book - Used Car Guide Terms Determined by Age of Car - Up to 7 years Additional Savings of .25% if Payroll Deducted * APR = Annual Percentage Rate / All rates subject to change at any time

Any additional questions, please contact the loan office at [email protected] or call (609) 393-0046.