Become a Member (Owner)
By opening an interest earning Share Savings account at NJL & PS Credit Union you become a member. It’s that easy with a Low Minimum of just $50 you own a part of the Credit Union.
What? That’s right, by opening an account YOU, the member own a piece of the pie and you can take advantage of all of the valuable products and services at the Credit Union.
Your Funds Federally Insured to at least $250,000
Open an Account Today
All it takes is a minimum balance of $50 to maintain your ownership in the Credit Union. Your Share Savings account balance gives you the benefit of access to all of our essential products & services. It’s Easy to Join, Click below to get started.
Rates Effective as of 8/1/2023. Rates are subject to change during the month at the discretion of the Board of Directors
(Share) Savings Account
| Account | Dividend Rate | APY |
|---|---|---|
| $0.00 - $4,499.99 | 0.0625% | 0.0625% |
| $5,000.00 - $12,499.99 | 0.0775% | 0.0775% |
| $12,500.00 - Over | 0.0975% | 0.0975% |
| * APR = Annual Percentage Rate * APY = Annual Percentage Yield |
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* APY = Annual Percentage Yield
Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.
Any additional questions please contact our main office at 609-393-0046 or our Hughes Justice Branch at 609-392-5781.