Visa Credit Card
EMV Chip Security Keeps You Safe, Worry-Free
Special Balance Transfer Rate Available
More Room When You Need It
Life doesn’t always go according to plan and sometimes it pays to have a little help by your side. Get your Visa Credit Card and enjoy the flexibility and convenience you deserve. Enjoy the benefits of Low Fixed Rates, merchandise and travel, rewards on purchases. Looking to consolidate your Credit Debt or rebuild your Credit? No problem we offer No Transfer Fees when you open a New Visa Credit Card with us. Speak to you a NJL & PS Credit Union Representative Today and get the right card for you and start living
Your Funds are federally insured to at least $250,000 by the (NCUA) National Credit Union Administration.
Most Widely Accepted Credit Card
A Visa Credit Card is one of the most widely accepted credit cards worldwide. Enjoy the convenience and flexibility of a Visa Card Today.
- Engineered with EMV smart chip technology
Members
Existing members click here or use the button below to apply by logging into home banking and apply for a card.
Non-Members – Join Today!
You must be an existing member to apply for a loan.
Click here to visit our membership page to join or use the button below.
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Rates Effective as of March 1st 2025. Rates are subject to change during the month at the discretion of the Board of Directors
| Visa Cards | APR* | Credit Limit |
|---|---|---|
| Gold Card | 13.75% APR* | $500 - $20,000 |
| Classic Card | 15.75% APR* | $500 - $6000 |
| * APR = Annual Percentage Rate | ||
Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.
Any additional questions please contact our loan office at [email protected] or call (609) 393-0046.
Visa Debit & Credit Card Support 24/7
Lost or Stolen Visa Debit Cards call 1-800-472-3272 & Use Option 2
For Lost or Stolen Visa Credit Cards call 1-800-543-5073