It’s Quick & Easy
A Personal Signature Loan from NJL & PS Credit Union makes it easy to get the money you need, even if you don’t have the funds to secure your loan. Your signature is all we need to get you going. We offer unsecured loans up to $10,000 with fixed, low interest payments and flexible terms. The process is quick and easy, get the money you need today!
No Collateral? No Problem.
Take advantage of all your hard work building up your credit score. Get the money you need when you need it with an Unsecured Personal Signature Loan from NJL & PS Credit Union.Apply Now
Rates Effective as of 1/1/2021. Rates are subject to change without prior notice.
|Up to 48 MO Term||Up to $10,000 maximum|
|Closed End||6.99% - 14.99% APR*|
|Open End - Credit Line||10.00% - 14.00% APR*|
|Due to the increasing cost of processing all loans, there will be a $5 fee assessed to member's account if loan is not approved due to derogatory or delinquent credit.
*Annual Percentage Rate
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.
Any additional questions, please contact the loan office at (609) 393-1363.