It’s Quick & Easy
A Personal Signature Loan from NJL & PS Credit Union makes it easy to get the money you need, even if you don’t have the funds to secure your loan. Your signature is all we need to get you going. We offer unsecured loans up to $10,000 with fixed, low interest payments and flexible terms. The process is quick and easy, get the money you need today!
No Collateral? No Problem.
Take advantage of all your hard work building up your credit score. Get the money you need when you need it with an Unsecured Personal Signature Loan from NJL & PS Credit Union.
Apply NowRates Effective as of
1st 2024. Rates are subject to change during the month at the discretion of the Board of Directors
Personal Loan
| Term | APR* |
|---|---|
| Up to 48 MO Term | Up to $10,000 maximum |
| Closed End | 7.49% - 15.49% APR* |
| Open End - Credit Line | 10.00% - 14.00% APR* |
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.
Any additional questions, please contact the loan office at [email protected] or call (609) 393-0046.