Checking (Share Draft) Account

No Fuss, No Muss Absolutely FREE Checking

Paying your bills and spending your money shouldn’t be brain surgery. Our (Share Draft) Checking Account offers easy secure transactions to pay your bills and make purchases. With no minimum balance and no monthly service fees, you stay in control of your money and best of all you get free Online Banking 24/7/365.

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At NJL&PS Credit Union we think it shouldn’t cost you money to write a check. Our Share Draft (Checking) Account gives you the benefits you deserve without any hidden fees you shouldn’t have to pay. That’s why we offer absolutely FREE Checking for our Members.

  • NO Application Fee
  • NO Monthly Service Charge
  • NO Per-Check Charge
  • NO Limit to the Number of Checks Written
  • Earn Dividends on Balances of $1000 or more
  • Duplicate-Copy Checks
  • Overdraft Protection Available
  • First 50 checks free
  • ATM access

Rates Effective as of 1st 2024. Rates are subject to change during the month at the discretion of the Board of Directors

Checking (Share Draft)

$1,000.00 min or more0.05%0.05%
APR = Annual Percentage Rate
APY = Annual Percentage Yield

* APY = Annual Percentage Yield

Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.

Any additional questions please contact our main office at 609-393-0046 or our Hughes Justice Branch at 609-392-5781.