Low Loan Rates

Slide OMG! I didn't know rates could go that low. See exactly how low – below!

I Didn’t Know Rates Could Go That Low

See exactly how low – below!

Dreaming of a different car? Need cash for fall projects, holiday shopping, unexpected expenses, anything? You might be surprised at how easy your loan can be – and how much money we can save you – at N.J.L. & P.S. Credit Union!

AutoHome EquityPersonal

New - rates as low as
2.69%APR*

Fixed - rates as low as
3.64%APR1

Rates - rates as low as
6.99%APR2

Used - rates as low as
3.44%APR*

Credit line - rates as low as
3.10%APR1

* APR = Annual Percentage Rate

We’ll match your current auto loan rate** from another lender if it beats our rates!

Auto Loan

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Home Equity Loan

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Personal Loan

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*Annual Percentage Rate is subject to change. “As low as” rates require payroll deduction and 30% down. Rates may vary based on creditworthiness, loan amount and security offered. Up to 100% of Kelley Blue Book®Value financing available. Refinancing of existing loans with N.J.L. & P.S. Credit Union not available.

**Auto loan rate match available on auto loans within credit union lending guidelines. Rate match cannot fall below 1.99% APR and must show written proof of current rate at credit union discretion. Payroll deduction required for rate match. Available 10/01/2020 through 12/31/2020. See credit union for complete details.

1Annual Percentage Rate. As low as rates based on 80% LTV for HELOC. As low as rates for HE loan are based on payroll deduction, 36 month term and 80% LTV. Other rates and terms available. Subject to credit union terms and credit approval.Rates and terms subject to change.

2Annual percentage Rate. As low as rates based on credit score. Other rates available. Subject to credit union terms and credit approval. Rates and terms subject to change.