Used Auto Loan
We Lend 100% of Kelly Blue Book
Get the Cash You Need in Hand
Get a New Automobile or Refinance your existing Car Loan
Don’t take all the fun out of buying a new car! A New Auto loan at NJL & PS Credit Union puts you behind the wheel with Flexible Terms up to 84 Months, Competitive Rates and Pre-Approvals to get your new wheels spinning right away!
You Deserve it
With all the time and effort you put into your job, you deserve a new car. We offer low loan rates and flexible terms to meet your needs and your budget. Visit our office or contact the loan office at (609) 393-1363. Ask about our competitive rates!
Members
Existing members click here or use the button below to apply by logging into home banking and clicking on Add Loan | Account
Non-Members – Join Today!
You must be an existing member to apply for a loan.
Click here to visit our membership page to join or use the button below.
Rates Effective as of March 1st 2025. Rates are subject to change during the month at the discretion of the Board of Directors
New Auto Loans
| Auto Loans - New | Rates | .25% discount if payroll deducted |
|---|---|---|
| 24 to 84 Month Term | 4.24%** - 15.34% APR* | Rate is determined by credit risk score. |
| We lend 100% of Kelly Blue Book - New Car Guide Additional Savings of .25% if Payroll Deducted * APR = Annual Percentage Rate / All rates subject to change at any time ** 30% down for lowest rate |
||
Any additional questions please contact our loan office at [email protected] or call (609) 393-0046.