Promotions

Promotions - Deals, Savings, Discounts and more!

50 Great Reasons to Share the News!
New Members receive $50

Share NJLPSCU membership with your family and co-workers. It’s worth $50! For a Limited time, when they sign up with savings, checking, and payroll deduction and the credit union will make their first deposit of $50! It’s easy to get started. Have them stop by any branch, call (609) 393-0046 or Click Here for a membership application.

Accomplish it all!
Need to buy a new car, make home improvements or consolidate debt? We have your back…and the loans that get it done!

 

Auto Loans

NEW CARS
As low as

3.59% APR*
USED CARS
As low as

4.34% APR*

Don’t waste another moment in a car you can’t rely on. Our low rates will help you get behind the wheel of a new car, so you feel confident driving this winter. 

 

Fixed-Rate Home Equity Loans

As low as
4.04% APR*

Perfect for a one-time purchase or project; use the funds to renovate your home, pay off other debt or buy a new car or boat. You’ll rest easy knowing with a low fixed rate and set payment amount.

 

Home Equity Lines of Credit

As low as
5.35% APR**
Lines start at $10,000

Ready when you need it, tap into your line for anything, like home improvements, college tuition, a wedding or dream vacation, or use it as a convenient credit source. As you repay, your line is replenished for future use.

*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions may apply. Rate based upon payroll deduction and 30% down on new and pre-owned vehicles. Pre-owned vehicle financing on model years 2010 and newer. Rates may vary based on creditworthiness, loan amount, and security offered, and, combined Loan-to-Value (LTV). “As low as rates” require payroll deduction and 30% down for autos. Up to 100% financing available. **Fixed rate home equity loans are as low as 4.04% APR for 36 months (with payroll deduction) and for loan amounts of up to $200,000. 80% LTV; additional terms of up to 120 months available. Home Equity Line-of-Credit rates are as low as 5.35% APR and require a minimum $10,000 line. 80% LTV; repayment terms include a five-year draw and ten-year payback. See credit union for complete details.