Share Secured Loan

Get the Money you want Quickly

You can borrow against the balance of your Savings account or Certificate of Deposit (CD) and get approved quickly for a Share Secured Loan from NJL & PS Credit Union.  Lower Interest Rates and you can use your funds as collateral so it’s fast & easy! Best of all your Shares continue to earn Dividends!

Low Interest & Fast Approvals

A secured loan from NJL & PS Credit Union offers you the convenience of fast approvals and low interest rates. Enjoy longer terms and less red tape with a secured Personal Loan. Extra money when YOU need it.

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Rates Effective as of 11/1/2023. Rates are subject to change during the month at the discretion of the Board of Directors

Share Secured Loan

Up to 60 MO Term7.00% APR*
* APR = Annual Percentage Rate

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.

Any additional questions, please contact the loan office at (609) 393-1363.