Get the Money you want Quickly
You can borrow against the balance of your Savings account or Certificate of Deposit (CD) and get approved quickly for a Share Secured Loan from NJL & PS Credit Union. Lower Interest Rates and you can use your funds as collateral so it’s fast & easy! Best of all your Shares continue to earn Dividends!
Low Interest & Fast Approvals
A secured loan from NJL & PS Credit Union offers you the convenience of fast approvals and low interest rates. Enjoy longer terms and less red tape with a secured Personal Loan. Extra money when YOU need it.
Apply NowRates Effective as of
1st 2024. Rates are subject to change during the month at the discretion of the Board of Directors
Share Secured Loan
| Term | Rate |
|---|---|
| Up to 60 MO Term | 7.00% APR* |
| * APR = Annual Percentage Rate | |
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Federal Regulation D limits account activity to six automatic or pre-authorized transfers or withdrawals on a per month basis. Members are subject to an additional fee after six transfers. Withdrawals and transfers requested in-person are not limited.
Any additional questions, please contact the loan office at [email protected] or call (609) 393-0046.