Used Auto Loan

Get a new USED Vehicle without the Sticker Shock

Buying Treat yourself to a new USED vehicle today. Sometimes a brand new automobile just isn’t in the cards. That’s where a new USED vehicle might be the right choice for you!

A Used Auto Loan from NJL & PS Credit Union puts you in the driver’s seat with up to a 72 Month Term and .25% discount for automatic payments with Payroll Deduction. Get rolling today with Competitive Rates and Pre-Approvals!

Pick up a New Used Car for Yourself

Some people love a new car, but you lose significant value as soon as it leaves the lot. Pick up an off lease or used automobile for considerably less than a new vehicle. Visit our office or contact the loan office at (609) 393-1363. Ask about our competitive rates and flexible terms!

Apply Now

Rates Effective as of 11/1/2023. Rates are subject to change during the month at the discretion of the Board of Directors

Used Auto Loans

Auto Loans - UsedRates.25% discount if payroll deducted
24 to 72 Month Term5.69% - 18.14% APR*Rate is determined by credit risk score.
We lend 100% of Kelly Blue Book - Used Car Guide Terms Determined by Age of Car - Up to 7 years
Additional Savings of .25% if Payroll Deducted
* APR = Annual Percentage Rate / All rates subject to change at any time

Any additional questions, please contact the loan office at [email protected] or call (609) 393-0046.