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# New Jersey Law & Public Safety Credit Union

## Sitemaps
[XML Sitemap](https://njlpscu.org/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [](https://njlpscu.org/19834-2/): Spring Loan Promotion
- [Spring Loan Promotion](https://njlpscu.org/spring-loan-promotion-2/): Being there for you: that’s our mission and part of our service philosophy. So is providing loans for every need and budget. Just in time for spring, get a loan discount to make financing with NJL&PSCU more affordable than ever.

## Pages
- [Test page](https://njlpscu.org/test-page/): test
- [Friends & Family Auto Loan Sale](https://njlpscu.org/friends-family-auto-loan-sale/): We lend 100% of Kelly Blue Book New and Used Car Guide
- [Zelle](https://njlpscu.org/zelle/): /* HERO IMAGE AND TITLE STYLE */
- [Trooper](https://njlpscu.org/trooper/): Electronic Application
- [Student Visa-Cards](https://njlpscu.org/student-visa-cards/): Apply Now for our Student Visa Credit Card to help your child learn financial responsibility, learn how to build credit and enjoy the cash rewards!
- [test slider](https://njlpscu.org/test-slider/): Ready, Set, Learn! Click for more details! Apply Now for our Student Visa Credit Card 13.50%* with limit up to $2,000.00 Help your child learn financial responsibility, learn how to build credit and enjoy the cash rewards!
- [You are Leaving NJL & PS Credit Union to Heritage Mortgage](https://njlpscu.org/you-are-leaving-njl-ps-credit-union-to-heritage-mortgage/): The NJL & PS Credit Union website provides links to other third party sites. The linked site may have a different privacy policies than NJL & PS Credit Union.
- [Contact Us](https://njlpscu.org/contact-us/): New Jersey Law & Public Safety Credit Union > Contact Us
- [HomeNew](https://njlpscu.org/): Check out the new mobility
- [Home Equity Line of Credit](https://njlpscu.org/loans/home-equity-line-of-credit/): Rates Effective as of July 1st 2026. Rates are subject to change during the month at the discretion of the Board of Directors
- [Closed End Fixed Home Equity Loan](https://njlpscu.org/loans/closed-end-fixed-home-equity-loan/): Rates Effective as of July 1st 2026. Rates are subject to change during the month at the discretion of the Board of Directors
- [Home Equity Loans](https://njlpscu.org/loans/home-equity-loans/): A Personal Signature Loan from NJL & PS Credit Union makes it easy to get the money you need, even if you don’t have the funds to secure your loan. Your signature is all we need to get you going. We offer unsecured loans up to $10,000 with fixed, low interest payments and flexible terms. The process is quick and easy, get the money you need today!
- [Personal Signature Loan](https://njlpscu.org/loans/personal-signature-loan/): A Personal Signature Loan from NJL & PS Credit Union makes it easy to get the money you need, even if you don’t have the funds to secure your loan. Your signature is all we need to get you going. We offer unsecured loans up to $10,000 with fixed, low interest payments and flexible terms. The process is quick and easy, get the money you need today!
- [New Auto Loan](https://njlpscu.org/loans/new-auto-loan/): Don’t take all the fun out of buying a new car! A New Auto loan at NJL & PS Credit Union puts you behind the wheel with Flexible Terms up to 84 Months, Competitive Rates and Pre-Approvals to get your new wheels spinning right away!
- [Used Auto Loan](https://njlpscu.org/loans/used-auto-loan/): Some people love a new car, but you lose significant value as soon as it leaves the lot. Pick up an off lease or used automobile for considerably less than a new vehicle. Visit our office or contact the loan office at (609) 393-1363. Ask about our competitive rates and flexible terms!
- [Title Loan](https://njlpscu.org/loans/title-loan/): If you need a small amount of cash quickly that you plan to pay off right away. A Title Loan lets you use the Title for your Automobile as your collateral. Money when you absolutely have to have it without the wait!
- [Student Loan](https://njlpscu.org/loans/student-loan/): Give yourself the gift of Education, it’s the gift that keeps on giving! Scholarships and Grants are great, but what about what’s left over? If you have additional education expenses and you always do, a Student Loan from NJL & PS Credit Union can help you get the Education you want. We make it easy, just pay it back as you go.
- [Overdraft Protection](https://njlpscu.org/loans/overdraft-protection/): Apply for a Line of Credit up to $1,000 to cover you from additional fees if you overdraw on your Share Draft Checking account transactions.
- [Visa Debit Card](https://njlpscu.org/cards/visa-debit-card/): A Visa Debit Card from NJL & PS Credit Union ties to your Share Draft Checking Account and allow you to spend only the money you have available. With convenient Surcharge-Free ATM network access you can still grab cash wherever you are if you need it. Contact an NJL & PS Credit Union representative with any questions at (609) 393-3598.
- [Visa Credit Card](https://njlpscu.org/cards/visa-credit-card/): Your Funds are federally insured to at least $250,000 by the (NCUA) National Credit Union Administration.
- [Checking (Share Draft) Account](https://njlpscu.org/accounts/share-draft-checking-account/): At NJL&PS Credit Union we think it shouldn’t cost you money to write a check. Our Share Draft (Checking) Account gives you the benefits you deserve without any hidden fees you shouldn’t have to pay. That’s why we offer absolutely FREE Checking for our Members.
- [Vacation Club](https://njlpscu.org/accounts/vacation-club/): Running out of money on your Dream Vacation isn’t fun. Get started saving today and let splurge a little on yourself, You and your Family deserve it. When you open a Vacation Club savings account at NJL & PS Credit Union, we make it easy for you with automatic payments and payroll deduction makes it so you won’t even notice. Best of all there’s no monthly fees and you get a higher dividend rate than you would with a Share Savings Account. An early withdrawal penalty will be assessed if funds are drawn prior to the maturity date.
- [Holiday Club](https://njlpscu.org/accounts/holiday-club/): Time moves quickly and it’ll be time for the Holidays again before you know it. Plan for a stress-free holiday this year and let us help you give the gift of giving. The earlier you start, the more it adds up!
- [Certificate of Deposit (CD)](https://njlpscu.org/accounts/certificate-of-deposit/): Have a specific goal in mind? A Certificate of Deposit (Share Certificate) is a safe and easy way to earn money with interest. Use your extra earnings to save for home improvements, Education or even a much deserved vacation. We offer flexible terms to meet your financial needs. Contact an NJL & PS Credit Union representative with any questions at (609) 393-0046.
- [Vacation Loan](https://njlpscu.org/loans/vacation-loan/): Vacation Loan Applications for both New Applicants and Vouchers for existing applicants are available each year in April only.
- [About Us](https://njlpscu.org/about-us/): Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety, inclusive of the Division of Motor Vehicles, employees of the New Jersey Judiciary, Office of the Public Defender, Credit Union employees and their immediate families.
- [Forms](https://njlpscu.org/forms/): Only Available in April
- [truStage Insurance](https://njlpscu.org/insurance-products/trustage-insurance/): NJL & PS Credit Union in partnership with truStage Insurace Company offers exclusive discounts to credit union members. Get free and instant quotes from licensed agents to assist you in selecting the best coverage for your goal.
- [CUNA Mutual Insurance](https://njlpscu.org/insurance-products/cuna-mutual-insurance/): Phone: 1-800-621-6323 Ext 6845659Fax: 1-855-726-2513
- [Holiday Loan](https://njlpscu.org/loans/holiday-loan/): Existing members click here or use the button below to apply by logging into home banking and clicking on Add Loan | Account
- [Auto Loans](https://njlpscu.org/loans/auto-loans/): Are you in the market for a new ride? You’ve come to the right place. Get that new car that you have been dreaming of and make it happen. Competitive rates and flexible terms.
- [System Upgrades](https://njlpscu.org/system-upgrades/): We have upgraded and updated our entire organization from the ground up. Planned well in advance, we’ve been diligently working for the past few weeks to upgrade not only our in-house processing, procedures and systems as well as the overall banking experience for you.
- [NCUA & EHL](https://njlpscu.org/ncua-ehl/): Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
- [Accessibility Statement](https://njlpscu.org/accessibility-statement/): Updated: May 2019.
- [Spring Loan Promotion](https://njlpscu.org/spring-loan-promotion/): YOU SERVE OTHERS.
- [Privacy Policy](https://njlpscu.org/privacy-policy-2/): We, our, and us, when used in this notice, means N.J.L. & P. S. Credit Union. This is our privacy notice for our members. When we use the words “you” and “your” we mean the following types of members:
- [Legal Disclaimer](https://njlpscu.org/legal-disclaimer/): All Web site design, text, graphics, the selection and arrangement thereof, and all software are property of N.J.L. & P.S. Credit Union njlpscu.org ALL RIGHTS RESERVED.
- [You are Leaving NJL & PS Credit Union to Zebit](https://njlpscu.org/you-are-leaving-to-zebit/): The NJL & PS Credit Union website provides links to other third party sites. The linked site may have a different privacy policies than NJL & PS Credit Union.
- [COOP Free ATM & Shared Branch Locators](https://njlpscu.org/accounts/coop-atm-shared-branch-locators/): COOP Network LocatorsFind Surcharge Free ATMsFind Shared Branches Surcharge Free ATM Locator
No one likes to pay extra unnecessary fees when accessing your money. The COOP Surcharge Free ATM Locator will help you find your money with no surcharges wherever you are. Zip: Shared Branch Locator
Manage your money when your away from home and enjoy the same conveniences as you do when you come into the NJL & PS Credit Union. It's like managing your money at home without extra hidden fees. Find a Shared Branch today. Zip:
- [You are Leaving NJL & PS Credit Union to TurboTax](https://njlpscu.org/you-are-leaving-to-turbotax/): The NJL & PS Credit Union website provides links to other third party sites. The linked site may have a different privacy policies than NJL & PS Credit Union.
- [You are Leaving NJL & PS Credit Union to SPFast](https://njlpscu.org/you-are-leaving-to-spfast/): The NJL & PS Credit Union website provides links to other third party sites. The linked site may have a different privacy policies than NJL & PS Credit Union.
- [You are Leaving NJL & PS Credit Union to EverSafe](https://njlpscu.org/you-are-leaving-to-eversafe/): The NJL & PS Credit Union website provides links to other third party sites. The linked site may have a different privacy policies than NJL & PS Credit Union.
- [You are Leaving NJL & PS Credit Union to GrooveCar](https://njlpscu.org/you-are-leaving-to-groovecar/): The NJL & PS Credit Union website provides links to other third party sites. The linked site may have a different privacy policies than NJL & PS Credit Union.
- [KickOff Loan Sale](https://njlpscu.org/kickoff/): New Vehicle Loans
- [You are Leaving NJL & PS Credit Union to Facebook](https://njlpscu.org/you-are-leaving-to-facebook/): The NJL & PS Credit Union website provides links to other third party sites. The linked site may have a different privacy policies than NJL & PS Credit Union.
- [You are Leaving NJL & PS Credit Union to Harland Clarke](https://njlpscu.org/you-are-leaving-to-harland-clarke/): The NJL & PS Credit Union website provides links to other third party sites. The linked site may have a different privacy policies than NJL & PS Credit Union.
- [Calculators](https://njlpscu.org/calculators/): Calculators
- [Low Loan Rates](https://njlpscu.org/loans/low-loan-rates/): Dreaming of a different car? Need cash for fall projects, holiday shopping, unexpected expenses, anything? You might be surprised at how easy your loan can be – and how much money we can save you – at N.J.L. & P.S. Credit Union!
- [Scholarship Program](https://njlpscu.org/scholarship-program/): The Credit Union is offering a scholarship program. If you are a high school senior and a Credit Union member, you are eligible to apply!
- [Credit Line](https://njlpscu.org/loans/credit-line/): We offer unsecured loans from $500 up to $10,000 with fixed, 3% of the unpaid balance payments. The process is quick and easy, get the money you need today!

## Popup
- [Holiday Loans TEST POPUP](https://njlpscu.org/dnxte_popup/holiday-loans-test-popup/): NEED CASH FAST? New Limit on Holiday loans! Now Get Up to $5000 No Credit Check! Click Here
- [Holiday Loans POPUP](https://njlpscu.org/dnxte_popup/holiday-loans-popup/): NEED CASH FAST? New Limit on Holiday loans! Now Get Up to $5000 No Credit Check! Click Here
- [Holiday Loans](https://njlpscu.org/dnxte_popup/holiday-loans/)
- [Holiday Loans – Graphic](https://njlpscu.org/dnxte_popup/refer-and-join/): NEED CASH FAST? New Limit on Holiday loans! Now Get Up to $5000 No Credit Check! Click Here