Loan types
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Personal Loan

Your signature is all we need to get you going. We offer unsecured loans up to $10,000 with fixed, low interest payments and flexible terms.

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Credit Line

We offer unsecured loans from $500 to $10,000 with fixed payments of 3% of the unpaid balance.

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Share Secured

Lower Interest Rates, Longer Terms and you can use your funds as collateral so it’s fast & easy!

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New Auto

Don’t take all the fun out of buying a new car! Flexible Terms up to 72 Months, Competitive Rates and Pre-Approvals to get your new wheels spinning right away!

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Used Auto

Buying Treat yourself to a new USED vehicle today. Sometimes a brand new automobile just isn’t in the cards. That’s where a new USED vehicle might be the right choice for you.

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Quick Money without the red tape. If you need a small amount of cash quickly a Title Loan lets you use the Title for your Automobile as your collateral.

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Student Loan

Give yourself the gift of Education, it’s the gift that keeps on giving! A Student Loan from NJL & PS Credit Union can help you get the Education you want and pay it back as you go.

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Holiday & Vacation

Spending time with family and friends is what life is all about. You only get one shot at it and the memories you make will last you an eternity. Make those special occasions memorable with a Holiday or Vacation Loan from NJL & PS Credit Union.

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Overdraft Protection

Life can get hectic. Normally you’re responsible, on top of your finances & are rarely late paying your bills but “Stuff” happens. Don’t let “Stuff” happen and incur those needless extra overdraft fees.

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Home Equity

If you are looking to remodel your home, upgrade with solar panels, build an addition to your home or anything inbetween? Big or small we can help you take care of it all.

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