Loan Services

PHH First Mortgage Program - NJL & PS Credit Union has joined forces with PHH Credit Union Services

NJL & PS Credit Union has joined forces with PHH Credit Union Services to provide you the following benefits and guarantees:

  • Receive a loan decision over the phone.6 days a week.when it's convenient for you
    Monday - Friday
    8:30-10:00
    and Saturday
    8:30-8:00
    (Eastern Time)
  • We guarantee to beat any lender's price or pay you $250*
  • Guaranteed loan decision the same day you call.or we pay you $250
  • We will close on your requested closing date, or we will reduce your interest rate by 1/8th of one percent for the life of the loan**
  • PHH Mortgage

Simply call toll-free today
1-877-308-2562
Find out how easy it can be to obtain a mortgage with PHH. It’s the fastest, simplest, most convenient way home.SM

Financing provided by PHH MortgageServices, 3000 Leadenhall Road, Mt. Laurel, NJ 08054. Arizona Residential Mortgage Licensee #BK BR 0016981; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee; Illinois Residential Mortgage Lender; Massachusetts Licensed Lender #ML0060; Licensed Mortgage Banker - N.J. Department of Banking; Licensed Mortgage Banker - NYS Banking Department; Rhode Island Licensed Lender; Minnesota - This is not an offer to enter an interest rate lock-in agreement. Licensed First Mortgage Banker and Secondary Mortgage Lender by Pennsylvania Department of Banking. Prices and programs are subject to change without notice. *A customer must provide a complete, system generated Good Faith Estimate, listing a specific lender's name, that is dated the same day as the rate quoted by us. If such Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package, for the same loan program that is offered by us and we have verified the accuracy of the rate and fees listed then we will have the option of beating that lender's total loan costs by $100 or paying the customer $250 ($500 for properties located in California) when they close with that lender and provide us with a copy of the signed Note and Final HUD1 Settlement Statement. **Approved, conventional, purchase, loans only.